Every year it’s the same dilemma, one last sweep of last year’s bargains?! Or go for the new? I say do both, with all the money you save on shopping the last chance sales, you’ll be able to justify a new splurge.

Stella McCartney Falabella Enameled Crossbody Bag (at Nordstrom for $1,338, from $3,345): Stella’s …